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| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 year fixed |
5.750 |
0 |
30 |
0.00 |
5.852 |
| 15 year fixed |
5.125 |
0 |
30 |
0.00 |
5.269 |
| 5/1 int. only arm |
5.125 |
0 |
30 |
0.00 |
5.203 |
| Rates above |
based on |
150,000 |
loan amt |
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- Personal service, fast and friendly closings
- Customized estimates with no surprises
- Damaged credit- get back on track
- FDIC insured, equal housing lender
- Call today!!!
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| Rates last updated: 12/03/2003 |
Lending Area: Nationwide |
- " Your Complete Mortgage Lender"
- Free Pre-Approvals or Underwritten Approvals before you start looking
- Purchase, FHA/VA
- Refinance including Interest Only
- Commercial including Stated Income Stated assets up to $800,000
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Lending Area: FL, IN, MI, MS |
- A variety of mortgage programs available from Affordable Housing Loans to Jumbo Loans.
- Competitive interest rates and superior customer service.
- Free credit pre-approval before you find a home. Shop with confidence & in the right price range.
- Home equity loans and credit lines also available. Ask how they can help you buy a new home.
- Zero down Borrower's Advantage Program available.
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- FREE PRE-APPROVALS
- PURCHASE LOANS 0 DOWN PAYMENT
- NO COST REFINANCING
- CASH OUT REFINANCING
- OPEN SUNDAY'S FROM 10 AM TILL 5 PM
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| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 yr Fix |
5.625 |
2.00 |
45 day |
$300 |
5.874 |
| 15 yr Fix |
4.875 |
2.00 |
45 day |
$300 |
5.282 |
| 1 yr Arm |
3.125 |
2.00 |
45 day |
$300 |
4.265 |
| 30 yr FHA |
5.250 |
3.00 |
45 day |
$300 |
6.042 |
| 15 yr FHA |
4.750 |
3.00 |
45 day |
$300 |
5.610 |
- Standard Federal Bank - A New Way to Get There.
|
2600 W. Big Beaver
Troy MI 48084
|

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| Rates last updated: 12/03/2003 |
Lending Area: IN, MI, OH |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 Year fixed |
5.750 |
0 |
Call |
0 |
5.869 |
| 15 Year fixed |
5.250 |
0 |
Call |
0 |
5.364 |
| Option Arm |
1.250 |
0 |
Call |
0 |
3.710 |
| 5 Year Balloon |
4.625 |
0 |
Call |
0 |
4.793 |
| 3 Year Jumbo Arm |
4.500 |
0 |
Call |
0 |
4.672 |
- NO COST - NO FEE LOAN - 7/23 Balloon - 5.125%
- INVESTMENT AND COMMERCIAL LOANS
|
* JUMBO SPECIALISTS
|

Click Here To Visit Our Web Site
| Rates last updated: 12/02/2003 |
Lending Area: FL, MI |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 Yr INT/ONLY |
6.25% |
0 |
30 |
NO APP. FEE |
6.40 |
| 5 Yr Balloon |
4.375% |
0 |
30 |
NO APP. FEE |
4.5 |
| 15 Yr Fixed |
5.375 |
0 |
30 |
NO APP. FEE |
5.525 |
| 3/1 ARM |
4.125 |
0 |
30 |
NO APP. FEE |
4.275 |
| 5/1 INT ONLY |
4.75%!!!!!! |
0 |
30 |
NO APP. FEE |
4.90 |
- Milford Location open for business!! 800 N. Milford Rd. Suite 400
- IT'S For REAL!! ZeroDownArm 4.375% Roll-In Costs!
- NO APPLICATION FEE for online submission at www.lakes-mortgage.com
- Investment Property A.R.M.s Available, exclusively at lakes-mortgage.com
- Interest-Only available on 3/1 Arm and *30yr Fixed*!! as well as the 5/1 Arm call for details (866) 215-5550
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6020 W. Maple, Suite 500
West Bloomfield MI 48322
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| Rates last updated: 12/03/2003 |
Lending Area: CO, MI |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| ARM |
1.25 |
1 |
30 |
No App Fee |
2.625 |
| 100% 3yr arm |
5.45 |
0 |
30 |
No App Fee |
5.97 |
| 30 Year |
5.50 |
2 |
30 |
No App Fee |
5.925 |
| Interest Only |
2.875 |
1 |
30 |
No App Fee |
3.625 |
| 5/1 Balloon |
4.75 |
0 |
30 |
No App Fee |
4.875 |
- ***100% Debt Consolidation/Cash out at 5.45% 3 year arm!!!
- Our Interest only home loans may save you $1000's annually
- Utilize the equity in your home by utilizing our 100% equity programs
- We provide mortgages for people with a variety of credit and income situations
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17197 N. Laurel Pk Dr, Ste 255
Livonia MI 48152
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| Rates last updated: 12/03/2003 |
Lending Area: IL, MI |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 YR FIXED |
5.875 |
0 |
30 |
0 |
5.898 |
| 15 YR FIXED |
5.25 |
0 |
30 |
0 |
5.281 |
| 3/1 ARM |
4.125 |
0 |
30 |
0 |
4.102 |
| 5/1 ARM |
4.875 |
0 |
30 |
0 |
4.314 |
| 30 YR JUMBO |
6.125 |
0 |
30 |
0 |
6.149 |
- Please visit our website, email us or call 888.888.6959 for more information.
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Click Here To Visit Our Web Site
| Rates last updated: 12/03/2003 |
Lending Area: MI |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 yr fix |
5.875 |
0.00 |
30 day |
$250 |
5.91 |
| 15 yr fix |
5.125 |
0.00 |
30 day |
$250 |
5.20 |
| 3/1 ARM |
3.875 |
0.00 |
30 day |
$250 |
3.90 |
| 5/1 ARM |
4.625 |
0.00 |
30 day |
$250 |
4.66 |
| 7/1 ARM |
5.125 |
0.00 |
30 day |
$250 |
5.16 |
- NO FEE REFINANCE OR PURCHASE
- INTEREST ONLY MORTGAGES
- SELF EMPLOYED / NO INCOME VERIF
- BRUISED CREDIT / BANK TURNDOWNS
- JUMBO LOANS / EQUITY LOANS /FHA / VA
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| Rates last updated: 12/03/2003 |
Lending Area: MI |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 Yr Fix |
5.750 |
0 |
30 day |
0 |
5.855 |
| 15 Yr Fix |
5.000 |
0 |
30 day |
0 |
5.169 |
| 30 Yr Jumbo |
5.875 |
0 |
30 day |
0 |
5.929 |
| 15 Yr Jumbo |
5.250 |
0 |
30 day |
0 |
5.335 |
| Interest Only |
3.500 |
0 |
30 day |
0 |
3.595 |
- Please visit our website, email us or call 800.575.0058 for more information.
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|

Click Here To Visit Our Web Site
| Rates last updated: 12/03/2003 |
Lending Area: Nationwide |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 yr Fix |
5.75 |
0 |
30 days |
$345 |
5.875 |
| 15 yr Fix |
5.00 |
0 |
30 days |
$345 |
5.125 |
| 1 yr Arm |
3.25 |
0 |
30days |
$345 |
3.25 |
| 3/1 Arm |
3.875 |
0 |
30 days |
$345 |
3.875 |
| 5/1 Arm |
4.375 |
0 |
30 days |
$345 |
4.375 |
- Nationwide Lender - Open Sat/Sun 10-2 cst.
- No Cost loans avail., up to 100% purchase, 125% refi's.
- Loan size approx $300K /conf. $400/jumbo
- 30 Jumbo 5.75+0 points
- 15 Jumbo 5.125 points
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830 W. Northwest Highway
Palatine IL 60067
|

Click Here To Visit Our Web Site
| Rates last updated: 12/03/2003 |
Lending Area: AL, AK, AR, CA, CT, DE, DC, FL, GA, HI, IL, IN, IA, KY, ME, MD, MA, MI, MT, NE, NV, NH, NY, OH, OR, PA, RI, SC, TN, TX, VT, VA, WA, WV, WI, WY |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 Yr Fixed |
5.375 |
2 |
30 Days |
750 |
5.637 |
| 15 Yr Fixed |
4.750 |
2 |
30 Days |
750 |
5.185 |
| 30 Yr Jumbo |
5.875 |
1 |
30 Days |
750 |
6.014 |
| 15 Yr Jumbo |
5.125 |
1.25 |
30 Days |
750 |
5.387 |
| 1 Yr Arm |
3.500 |
0.00 |
30 Days |
750 |
3.629 |
- Low rates and fees are a given.
- NO APPLICATION FEES
- www.aabcmortgage.com
- Call 1-800-321-0592 for your free pre-approval.
- We offer consumers the most efficient means to finance real estate lower rates, more choices, and a consistent high level of service every day.
|
|

Click Here To Visit Our Web Site
| Rates last updated: 12/04/2003 |
Lending Area: Nationwide |
- FOR PERSONAL SERVICE!! GREAT RATES!!
- CALL 800-772-6101 TO LOWER YOUR PAYMENT
- DEBT CONSOLIDATION SPECIALISTS
- SECOND HOME PURCHASE / REFINANCE
- CREDIT PROBLEMS OK
|
|

Click Here To Visit Our Web Site
|
Lending Area: CO, FL, MI, MN |
- The Mortgage Experts at Rock Financial have served Michigan for nearly 20 years.
- We’ve revolutionized the mortgage process with fast, easy applications and closings.
- Great rates, superior service and innovative home financing.
- We’ll meet you anytime, anywhere, even evenings or weekends.
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|

Click Here To Visit Our Web Site
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 yr Fix |
5.375 |
1.875 |
30 day |
$0 |
5.598 |
| 15 yr Fix |
4.750 |
1.750 |
30 day |
$0 |
5.231 |
| 1 yr Arm |
3.125 |
1.000 |
30 day |
$0 |
3.379 |
| 5/1 Arm |
4.000 |
1.000 |
30 day |
$0 |
4.116 |
| 3/1 Arm |
3.500 |
1.000 |
30 day |
$0 |
3.623 |
- REMEMBER THE "GOLDEN RULE"
- NO APPLICATION FEES
- INTEREST ONLY LOANS
- ALL EXPERIENCED LOAN OFFICERS
- GOOD RATES AND LOW COST
|
|

Click Here To Visit Our Web Site
| Rates last updated: 12/02/2003 |
Lending Area: Nationwide |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 Year |
5.250% |
2.925 |
30 Days |
0.00 |
5.386% |
| 30 Year |
5.750% |
0.000 |
30 Days |
0.00 |
5.897% |
| 15 Year |
5.125% |
0.000 |
30 Days |
0.00 |
5.296% |
| 3 Year Arm |
3.625% |
0.000 |
30 Days |
0.00 |
3.811% |
| 5 Year Arm |
4.625% |
0.000 |
30 Days |
0.00 |
4.856% |
- Apply Now and Be Approved Today!
- Closings in as little as 10 days....
- Less than Perfect Credit not a Problem!
- Call or Chat with Us on Line Live, Just Click Below.
- ContactUs
|
Corporate Offices - 400 Techne Center Dr.
..........Cincinnati OH 45150
|

Click Here To Visit Our Web Site
| Rates last updated: 12/03/2003 |
Lending Area: Nationwide |
Disclosure: Rates/Terms/APR are subject to change at any time without notice. For the most current Rates/Terms/APR, contact the lenders directly or visit their websites.
*APR based on \$150 000 loan amt., 15 day prepaid int.
*Application fee includes appraisal and credit report fees.
All rates published may vary depending on loan size.
N/R = Not Reported.
Source: Metro Mortgage Guide 800.794.0633
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