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Sandhills Bank 1.888.520.9368
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TERM RATE PTS LOCK *APP. FEE APR
30 year fixed 5.750 0 30 0.00 5.852
15 year fixed 5.125 0 30 0.00 5.269
5/1 int. only arm 5.125 0 30 0.00 5.203
Rates above based on 150,000 loan amt
  • Personal service, fast and friendly closings
  • Customized estimates with no surprises
  • Damaged credit- get back on track
  • FDIC insured, equal housing lender
  • Call today!!!


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Rates last updated: 12/03/2003 Lending Area: Nationwide


Indigo Financial Group 1.248.203.1400
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  • " Your Complete Mortgage Lender"
  • Free Pre-Approvals or Underwritten Approvals before you start looking
  • Purchase, FHA/VA
  • Refinance including Interest Only
  • Commercial including Stated Income Stated assets up to $800,000


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Lending Area: FL, IN, MI, MS


GMAC Mortgage Corp. 1.800.888.4622
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  • A variety of mortgage programs available from Affordable Housing Loans to Jumbo Loans.
  • Competitive interest rates and superior customer service.
  • Free credit pre-approval before you find a home. Shop with confidence & in the right price range.
  • Home equity loans and credit lines also available. Ask how they can help you buy a new home.
  • Zero down Borrower's Advantage Program available.


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Lending Area: Nationwide


Executive Mortgage Services, Inc. 1.248.545.1666
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  • FREE PRE-APPROVALS
  • PURCHASE LOANS 0 DOWN PAYMENT
  • NO COST REFINANCING
  • CASH OUT REFINANCING
  • OPEN SUNDAY'S FROM 10 AM TILL 5 PM


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Lending Area: MI


Standard Federal Bank 1.800.643.9600
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TERM RATE PTS LOCK *APP. FEE APR
30 yr Fix 5.625 2.00 45 day $300 5.874
15 yr Fix 4.875 2.00 45 day $300 5.282
1 yr Arm 3.125 2.00 45 day $300 4.265
30 yr FHA 5.250 3.00 45 day $300 6.042
15 yr FHA 4.750 3.00 45 day $300 5.610
  • Standard Federal Bank - A New Way to Get There.
2600 W. Big Beaver
Troy MI 48084


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Rates last updated: 12/03/2003 Lending Area: IN, MI, OH


Park Avenue Mortgage 1.800.727.5283
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TERM RATE PTS LOCK *APP. FEE APR
30 Year fixed 5.750 0 Call 0 5.869
15 Year fixed 5.250 0 Call 0 5.364
Option Arm 1.250 0 Call 0 3.710
5 Year Balloon 4.625 0 Call 0 4.793
3 Year Jumbo Arm 4.500 0 Call 0 4.672
  • NO COST - NO FEE LOAN - 7/23 Balloon - 5.125%
  • INVESTMENT AND COMMERCIAL LOANS
* JUMBO SPECIALISTS


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Rates last updated: 12/02/2003 Lending Area: FL, MI


Lakes Area Mortgage, L.L.C. 1.866.251.5550
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TERM RATE PTS LOCK *APP. FEE APR
30 Yr INT/ONLY 6.25% 0 30 NO APP. FEE 6.40
5 Yr Balloon 4.375% 0 30 NO APP. FEE 4.5
15 Yr Fixed 5.375 0 30 NO APP. FEE 5.525
3/1 ARM 4.125 0 30 NO APP. FEE 4.275
5/1 INT ONLY 4.75%!!!!!! 0 30 NO APP. FEE 4.90
  • Milford Location open for business!! 800 N. Milford Rd. Suite 400
  • IT'S For REAL!! ZeroDownArm 4.375% Roll-In Costs!
  • NO APPLICATION FEE for online submission at www.lakes-mortgage.com
  • Investment Property A.R.M.s Available, exclusively at lakes-mortgage.com
  • Interest-Only available on 3/1 Arm and *30yr Fixed*!! as well as the 5/1 Arm call for details (866) 215-5550
6020 W. Maple, Suite 500
West Bloomfield MI 48322


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Rates last updated: 12/03/2003 Lending Area: CO, MI


Genesis Mortgage Corp. 1.800.882.2054
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TERM RATE PTS LOCK *APP. FEE APR
ARM 1.25 1 30 No App Fee 2.625
100% 3yr arm 5.45 0 30 No App Fee 5.97
30 Year 5.50 2 30 No App Fee 5.925
Interest Only 2.875 1 30 No App Fee 3.625
5/1 Balloon 4.75 0 30 No App Fee 4.875
  • ***100% Debt Consolidation/Cash out at 5.45% 3 year arm!!!
  • Our Interest only home loans may save you $1000's annually
  • Utilize the equity in your home by utilizing our 100% equity programs
  • We provide mortgages for people with a variety of credit and income situations
17197 N. Laurel Pk Dr, Ste 255
Livonia MI 48152


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Rates last updated: 12/03/2003 Lending Area: IL, MI


AAA Mortgage Exchange, LLC 1.888.888.6959
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TERM RATE PTS LOCK *APP. FEE APR
30 YR FIXED 5.875 0 30 0 5.898
15 YR FIXED 5.25 0 30 0 5.281
3/1 ARM 4.125 0 30 0 4.102
5/1 ARM 4.875 0 30 0 4.314
30 YR JUMBO 6.125 0 30 0 6.149
  • Please visit our website, email us or call 888.888.6959 for more information.


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Rates last updated: 12/03/2003 Lending Area: MI


Mainstreet Mortgage, Inc. 1.800.900.1313
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TERM RATE PTS LOCK *APP. FEE APR
30 yr fix 5.875 0.00 30 day $250 5.91
15 yr fix 5.125 0.00 30 day $250 5.20
3/1 ARM 3.875 0.00 30 day $250 3.90
5/1 ARM 4.625 0.00 30 day $250 4.66
7/1 ARM 5.125 0.00 30 day $250 5.16
  • NO FEE REFINANCE OR PURCHASE
  • INTEREST ONLY MORTGAGES
  • SELF EMPLOYED / NO INCOME VERIF
  • BRUISED CREDIT / BANK TURNDOWNS
  • JUMBO LOANS / EQUITY LOANS /FHA / VA


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Rates last updated: 12/03/2003 Lending Area: MI


AmTrust Funding 1.800.575.0058
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TERM RATE PTS LOCK *APP. FEE APR
30 Yr Fix 5.750 0 30 day 0 5.855
15 Yr Fix 5.000 0 30 day 0 5.169
30 Yr Jumbo 5.875 0 30 day 0 5.929
15 Yr Jumbo 5.250 0 30 day 0 5.335
Interest Only 3.500 0 30 day 0 3.595
  • Please visit our website, email us or call 800.575.0058 for more information.


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Rates last updated: 12/03/2003 Lending Area: Nationwide


American Home Finance 1.888.451.1940
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TERM RATE PTS LOCK *APP. FEE APR
30 yr Fix 5.75 0 30 days $345 5.875
15 yr Fix 5.00 0 30 days $345 5.125
1 yr Arm 3.25 0 30days $345 3.25
3/1 Arm 3.875 0 30 days $345 3.875
5/1 Arm 4.375 0 30 days $345 4.375
  • Nationwide Lender - Open Sat/Sun 10-2 cst.
  • No Cost loans avail., up to 100% purchase, 125% refi's.
  • Loan size approx $300K /conf. $400/jumbo
  • 30 Jumbo 5.75+0 points
  • 15 Jumbo 5.125 points
830 W. Northwest Highway
Palatine IL 60067


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Rates last updated: 12/03/2003 Lending Area: AL, AK, AR, CA, CT, DE, DC, FL, GA, HI, IL, IN, IA, KY, ME, MD, MA, MI, MT, NE, NV, NH, NY, OH, OR, PA, RI, SC, TN, TX, VT, VA, WA, WV, WI, WY


ABC Mortgage 1.800.321.0592
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TERM RATE PTS LOCK *APP. FEE APR
30 Yr Fixed 5.375 2 30 Days 750 5.637
15 Yr Fixed 4.750 2 30 Days 750 5.185
30 Yr Jumbo 5.875 1 30 Days 750 6.014
15 Yr Jumbo 5.125 1.25 30 Days 750 5.387
1 Yr Arm 3.500 0.00 30 Days 750 3.629
  • Low rates and fees are a given.
  • NO APPLICATION FEES
  • www.aabcmortgage.com
  • Call 1-800-321-0592 for your free pre-approval.
  • We offer consumers the most efficient means to finance real estate lower rates, more choices, and a consistent high level of service every day.


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Rates last updated: 12/04/2003 Lending Area: Nationwide


Patriot Mortgage of America 800-772-6101
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  • FOR PERSONAL SERVICE!! GREAT RATES!!
  • CALL 800-772-6101 TO LOWER YOUR PAYMENT
  • DEBT CONSOLIDATION SPECIALISTS
  • SECOND HOME PURCHASE / REFINANCE
  • CREDIT PROBLEMS OK


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Lending Area: CO, FL, MI, MN


Rock Financial 1-800-731-ROCK
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  • The Mortgage Experts at Rock Financial have served Michigan for nearly 20 years.
  • We’ve revolutionized the mortgage process with fast, easy applications and closings.
  • Great rates, superior service and innovative home financing.
  • We’ll meet you anytime, anywhere, even evenings or weekends.


Click Here To Visit Our Web Site

Lending Area: MI


Golden Rule Mortgage, Inc. 1.800.784.1074
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TERM RATE PTS LOCK *APP. FEE APR
30 yr Fix 5.375 1.875 30 day $0 5.598
15 yr Fix 4.750 1.750 30 day $0 5.231
1 yr Arm 3.125 1.000 30 day $0 3.379
5/1 Arm 4.000 1.000 30 day $0 4.116
3/1 Arm 3.500 1.000 30 day $0 3.623
  • REMEMBER THE "GOLDEN RULE"
  • NO APPLICATION FEES
  • INTEREST ONLY LOANS
  • ALL EXPERIENCED LOAN OFFICERS
  • GOOD RATES AND LOW COST


Click Here To Visit Our Web Site

Rates last updated: 12/02/2003 Lending Area: Nationwide


1st E-Choice National Mortgage 1.888.248.1262
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TERM RATE PTS LOCK *APP. FEE APR
30 Year 5.250% 2.925 30 Days 0.00 5.386%
30 Year 5.750% 0.000 30 Days 0.00 5.897%
15 Year 5.125% 0.000 30 Days 0.00 5.296%
3 Year Arm 3.625% 0.000 30 Days 0.00 3.811%
5 Year Arm 4.625% 0.000 30 Days 0.00 4.856%
  • Apply Now and Be Approved Today!
  • Closings in as little as 10 days....
  • Less than Perfect Credit not a Problem!
  • Call or Chat with Us on Line Live, Just Click Below.
  • ContactUs
Corporate Offices - 400 Techne Center Dr.
..........Cincinnati OH 45150


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Rates last updated: 12/03/2003 Lending Area: Nationwide


Disclosure: Rates/Terms/APR are subject to change at any time without notice.
For the most current Rates/Terms/APR, contact the lenders directly or visit their websites.

*APR based on \$150 000 loan amt., 15 day prepaid int.
*Application fee includes appraisal and credit report fees.
All rates published may vary depending on loan size.
N/R = Not Reported.
Source: Metro Mortgage Guide 800.794.0633


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