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| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 yrs |
5.75 |
0 |
30 days |
No Closing Costs |
5.81 |
| 15 yrs |
5.125 |
0 |
30 days |
No Closing Costs |
5.19 |
| 7-1 balloon |
5.125 |
0 |
30 days |
No Closing Costs |
5.19 |
| 5-1 arm |
4.875 |
0 |
30 days |
No Closing Costs |
4.92 |
| 3-1 arm |
4.25 |
0 |
30 days |
No Closing Costs |
4.31 |
- ZERO Application Fees
- ZERO Processing Fees
- ZERO Points
- ZERO Origination Fees
- No Games. You will not find a better deal in Michigan.
|
|

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| Rates last updated: 04/02/2004 |
Lending Area: MI |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 Yr. Fix. |
5.50 |
Zero |
Call |
0 |
5.609 |
| 1 Mo. Option Arm |
1.250 |
Zero |
Call |
0 |
3.874 |
| 3/1 Arm |
3.625 |
Zero |
Call |
0 |
3.914 |
| 5/1 Arm |
4.250 |
Zero |
Call |
0 |
4.103 |
| 5/1 Interst Only |
4.375 |
Zero |
Call |
0 |
4.138 |
- No Cost Purchase and Refinance Available!!!
- No Cost - No Fee 5/1 Jumbo Arm - 4.750%
- Super Jumbo Interest Only Available!!! Up to $2.5M.
- Investment Property Specialists and Teacher Special.
- 90% LTV Condo- No Mortgage Insurance and FHA to $226,200.00!!
|
27626 Little Mack Ave.
St. Clair Shores MI 48081
|

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| Rates last updated: 04/02/2004 |
Lending Area: Nationwide |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30Yr |
5.375% |
0 |
30 |
No APP |
5.49 |
| 10 Yr Fixed |
4.375% |
0 |
30 |
No APP |
4.47 |
| 3/1 ARM |
3.25% |
0 |
30 |
No APP |
3.38 |
| 5/1 INT ONLY |
4.25% |
0 |
30 |
No APP |
4.37 |
| Home Equity Line |
3% |
|
|
no APP |
3.18 |
- 3/1 Jumbo Arm 3.5%
- 20 Yr Fixed Rate 5.125%
- 30Yr Fixed/Interest Only 5.375%
- 15 yr Fixed 4.625%
- ZERO DOWN mortgages available on both fixed AND ADJUSTABLE programs
|
6020 W. Maple, Suite 500
West Bloomfield MI 48322
|

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| Rates last updated: 04/02/2004 |
Lending Area: CO, MI |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 Yr Fixed |
5.250 |
0.00 |
30 Days |
750 |
5.325 |
| 15 Yr Fixed |
4.500 |
0.00 |
30 Days |
750 |
4.622 |
| 30 Yr Jumbo |
5.500 |
0.00 |
30 Days |
750 |
5.542 |
| 15 Yr Jumbo |
5.000 |
0.00 |
30 Days |
750 |
5.067 |
| 1 Yr Arm |
3.250 |
0.00 |
30 Days |
750 |
3.279 |
- Low rates and fees are a given.
- NO APPLICATION FEES
- www.aabcmortgage.com
- Call 1-800-321-0592 for your free pre-approval.
- We offer consumers the most efficient means to finance real estate lower rates, more choices, and a consistent high level of service every day.
|
337 E. Robertson Street
Brandon FL 33511
|

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| Rates last updated: 04/02/2004 |
Lending Area: Nationwide |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 yr Fix |
5.625 |
0 |
30 days |
$345 |
5.691 |
| 15 yr Fix |
4.875 |
0 |
30 days |
$345 |
4.977 |
| 1/1 Arm |
3.25 |
0 |
30days |
$345 |
4.25 |
| 3/1 Arm |
3.25 |
0 |
30 days |
$345 |
3.871 |
| 5/1 Arm |
3.875 |
0 |
30 days |
$345 |
4.02 |
- Nationwide Lender - Open Sat/Sun 10-2 cst.
- No Cost loans avail., up to 100% purchase, 125% refi's.
- Loan size approx $300K /conf. $400/jumbo
- 15yr Jumbo 5.00; 0 points
- 30yr Jumbo 5.75; 0 points
|
830 W. Northwest Highway
Palatine IL 60067
|

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| Rates last updated: 04/02/2004 |
Lending Area: AL, AK, AR, CA, CT, DE, DC, FL, GA, HI, IL, IN, IA, KY, ME, MD, MA, MI, MT, NE, NV, NH, NY, OH, OR, PA, RI, SC, TN, TX, VT, VA, WA, WV, WI, WY |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 year fixed |
5.375 |
0 |
45 days |
325 |
5.766 |
| 15 year fixed |
4.75 |
0 |
45 days |
325 |
5.134 |
| 1 year ARM |
2.625 |
0 |
45 days |
325 |
4.095 |
| HAP 1 mo ARM |
1.75 |
0 |
45 days |
325 |
2.084 |
| 30 year FHA |
5.625 |
0 |
60 days |
325 |
6.275 |
- New Construction Programs - ONE CLOSING!
- ZERO Down or LOW DOWN PAYMENT Products!
- Difficult to Document Income, Assets? Inquire about our TRUE NO DOC Programs!
- Ask about how a Buyer can receive a Gift of Equity from a Seller on an FHA loan - NO $$$ from the Buyer!
- Need Flexible Payment Options? Let's discuss our Home Advantage Program. It Works!
|
|

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| Rates last updated: 04/02/2004 |
Lending Area: Nationwide |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 Year |
5.25 |
0 |
30 |
No Fees |
5.25 |
| 1 Yr ARM |
1.25 |
0 |
30 |
No Fees |
1.55 |
| 100% 3yr arm |
5.45 |
0 |
30 |
No App Fee/Close Fee |
5.54 |
| 5/1 ARM |
4 |
0 |
30 |
No App Fee or Closin |
3.89 |
| 15 Year |
4.5 |
0 |
30 |
No App Fee |
4.5 |
- ***100% Debt Consolidation/Cash out at 5.45% 3 year arm!!!
- Our Interest only home loans can save you $10000 annually
- Please allow us the opportunity to BEAT your current rate!
- We provide mortgages for people with a variety of credit and income situations
- We stated/no asset verification, fha etc
|
17197 N. Laurel Pk Dr, Ste 255
Livonia MI 48152
|

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| Rates last updated: 04/02/2004 |
Lending Area: IL, IN, KY, MI, TN |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 yr fix |
5.375 |
0.00 |
30 day |
$250 |
5.40 |
| 15 yr fix |
4.625 |
0.00 |
30 day |
$250 |
4.68 |
| 3/1 ARM |
3.875 |
0.00 |
30 day |
$250 |
3.90 |
| 5/1 ARM |
4.625 |
0.00 |
30 day |
$250 |
4.66 |
| 7/1 ARM |
5.125 |
0.00 |
30 day |
$250 |
5.16 |
- NO FEE REFINANCE OR PURCHASE
- INTEREST ONLY MORTGAGES
- SELF EMPLOYED / NO INCOME VERIF
- BRUISED CREDIT / BANK TURNDOWNS
- JUMBO LOANS / EQUITY LOANS /FHA / VA
|
|

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| Rates last updated: 04/02/2004 |
Lending Area: MI |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 Year fixed |
5.50 |
0 |
Call |
0 |
5.625 |
| 15 Year fixed |
4.875 |
0 |
Call |
0 |
4.997 |
| Option Arm |
1.250 |
0 |
Call |
0 |
3.710 |
| 5 Year Arm |
4.125 |
0 |
Call |
0 |
4.111 |
| 3 Year Arm |
3.875 |
0 |
Call |
0 |
3.999 |
- NO COST - NO FEE LOAN - 7/1ARM - 5.00%
- INVESTMENT AND COMMERCIAL LOANS
- RATES FOR LOAN AMTS OF $200,000
- JUMBO RATES ON REQUEST
|
|

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| Rates last updated: 04/02/2004 |
Lending Area: FL, IN, MI |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 Yr FIXED |
5.375 |
1 |
30 |
0 |
5.518 |
| 15 Yr FIXED |
4.875 |
0 |
30 |
0 |
4.996 |
| 3 Yr ARM |
3.5 |
0 |
30 |
0 |
3.869 |
| 5 Yr Balloon |
4.125 |
0 |
30 |
0 |
4.173 |
| 6 Month Jumbo Interest only |
3.125 |
0 |
30 |
0 |
3.189 |
- SUPERIOR SERVICE IN COMBINATION WITH VERY LOW RATES
- YOUR LOCAL MORTGAGE SPECIALISTS ARE AVAILABLE 7 DAYS A WEEK AND JUST A PHONE CALL AWAY
- PLEASE CALL US @ (888) 888 6959 TO TAKE ADVANTAGE OF THE LOW RATES.
- PAYMENT RATES AS LOW AS 1.25%
|
|

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| Rates last updated: 04/02/2004 |
Lending Area: FL, MI |
| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 yr Fix |
5.375 |
2.00 |
45 day |
$300 |
5.619 |
| 15 yr Fix |
4.625 |
2.00 |
45 day |
$300 |
5.028 |
| 1 yr Arm |
3.000 |
2.00 |
45 day |
$300 |
4.023 |
| 30 yr FHA |
5.000 |
3.00 |
45 day |
$300 |
5.777 |
| 15 yr FHA |
4.000 |
3.00 |
45 day |
$300 |
4.833 |
- Standard Federal Bank - A New Way to Get There.
|
2600 W. Big Beaver
Troy MI 48084
|

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| Rates last updated: 04/02/2004 |
Lending Area: IN, MI, OH |
- A variety of mortgage programs available from Affordable Housing Loans to Jumbo Loans.
- Competitive interest rates and superior customer service.
- Free credit pre-approval before you find a home. Shop with confidence & in the right price range.
- Home equity loans and credit lines also available. Ask how they can help you buy a new home.
- Zero down Borrower's Advantage Program available.
|
|

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| TERM |
RATE |
PTS |
LOCK |
*APP. FEE |
APR |
| 30 yr Fix |
5.000 |
1.250 |
30 day |
$0 |
5.134 |
| 15 yr Fix |
4.250 |
1.250 |
30 day |
$0 |
4.553 |
| 1 yr Arm |
2.750 |
1.000 |
30 day |
$0 |
2.935 |
| 5/1 Arm |
3.250 |
1.000 |
30 day |
$0 |
3.367 |
| 3/1 Arm |
3.125 |
1.000 |
30 day |
$0 |
3.265 |
- REMEMBER THE "GOLDEN RULE"
- NO APPLICATION FEES
- INTEREST ONLY LOANS
- ALL EXPERIENCED LOAN OFFICERS
- GOOD RATES AND LOW COST
|
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| Rates last updated: 04/02/2004 |
Lending Area: Nationwide |
Rates/Terms/APR are current as of listed dates and may change without
notice.
*APR based on $150,000 loan amt., 15 day prepaid int.
*Application fee includes appraisal and credit report fees.
All rates published may vary depending on loan size.
N/R = Not Reported.
Source: Michigan Mortgage Guide 800.794.0633
| ABOUT MICHIGAN MORTGAGE GUIDE: |
The Michigan Mortgage Guide section of WXYZ's Detroit Now website is produced in conjunction with MichiganMortgageGuide.com and the Metro Mortgage Guide.
For general information or feedback on this portion of the site, send email to . You can call the Michigan Mortgage Guide at 248.305.7337 or Fax: 248.305.7997. The mailing address is:
Metro Mortgage Guide
Attn: Michigan Mortgage Guide
P.O. Box 485
Novi, MI 48376-0485
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